Think Unthinkable Finlaw is founded by group of Executive Professionals and Veteran Banker. We understand that every client’s financial situation is unique. We take a personalized approach by analyzing your specific needs and offering customized solutions. Whether you are an individual seeking wealth management advice or a business needing comprehensive financial strategies, we create plans that fit your exact goals.
CA Vijay Kumar Goel is a seasoned expert with over three decades of experience in leadership, project financing, and organizational restructuring. A Chartered Accountant since 1991, he has successfully raised over $1 billion in funding for sectors such as real estate, renewable energy, healthcare, and education. He specializes in corporate governance, MSME development, and financial due diligence, providing strategic solutions to complex challenges. As an Independent Director at Indian Bank (2016–2019), he chaired the Audit Committee, emphasizing NPA recovery, HR training, branch expansion, and fraud prevention through innovative software tools. He also contributed to the development of new banking products aimed at younger demographics and proposed a venture fund to support fintech startups. During his tenure at Atul Auto Ltd. (2020–2023), he led cost-cutting initiatives and product innovation, focusing on electric vehicles and strengthening the company’s resilience during the COVID-19 pandemic. With international exposure through business delegations to the USA, Europe, and Asia, he has a global perspective on financial strategy and project execution.
Vijay Kumar Goel has been a driving force in renewable energy, advising governments on grassroots manufacturing projects for silicon-based modules and promoting solar energy through initiatives such as the weekly magazine E-Solar. He has worked on solar projects ranging from 5 MW to 10 MW, securing funding from IREDA and private equity players. As an Asset Manager for the Technology Development Board, he conducted financial due diligence on ventures worth ₹50 to ₹250 crore in healthcare and manufacturing. His academic credentials include advanced management programs at IIM Calcutta, IIM Ahmedabad, and RBI-affiliated institutions, enhancing his expertise in strategy, governance, and financial control. He is also a prolific speaker and writer, contributing articles on infrastructure financing and import-export policy while delivering guest lectures on solar energy and venture capital. A visionary leader, he has seamlessly blended professional acumen with a commitment to innovation, governance, and sustainable growth.
Aditya Goel is a litigation lawyer, representing prominent clients, including PSUs & Regulatory bodies like SEBI, IDBI Bank, BHEL, other PSU Banks, etc. in matters involving taxation, arbitration, insolvency, company law, and recovery laws. With an experience of more than 4 years in drafting and filing complex cases before various forums such as the NCLT, NCLAT, Delhi High Court, and the Supreme Court of India, Aditya has also played a key role in advising start-ups on high-value corporate legal matters. He is also empanelled as an advocate with Indian Bank and has prepared legal due diligence reports for NBCC India.
Academically, Aditya holds an LL.B. from O.P. Jindal Global University, where he earned a scholarship for academic excellence, and a B.Com (Hons.) from the University of Delhi. Beyond his legal practice, he has contributed to social initiatives by establishing libraries for underprivileged children and hosting legal aid clinics. An accomplished writer, he has published articles on topics like taxation and sustainable development, and his sporting achievements in badminton include competing in state and zonal tournaments. Aditya’s professional journey reflects a blend of legal acumen, corporate leadership, and a commitment to social responsibility.
Sh. R. S. Rawal, IRS (Retd.), a 1989 batch Indian Revenue Service officer, has an exemplary career marked by extensive expertise in taxation, international tax regulations, and transfer pricing. He served as Principal Commissioner of Income Tax, Delhi, supervising taxpayers in West Delhi and overseeing key schemes like Vivad Se Vishwas. With experience as Commissioner of Income Tax-Departmental Representative at the Authority for Advance Rulings, he handled cross-border taxation issues of MNCs. His tenure at the Large Taxpayer Unit involved taxation matters of PSUs and MNCs, integrating central excise and service tax under one roof. As CIT (Appeals), he adjudicated complex search and seizure appeals. Additionally, he spearheaded audit and inspection operations as Additional Director General of Income Tax (Audit & Inspections), reporting directly to CBDT. His leadership in Hyderabad as Principal Commissioner under the faceless scheme streamlined assessments. Earlier, he gained valuable experience in transfer pricing and international taxation. Before joining the IRS, Sh. Rawal worked as a civil engineer in CPWD and Indian Railways, bringing a multidisciplinary perspective to his work.
Anju Bhushan Gupta brings over 32 years of extensive legal expertise spanning constitutional, administrative, recovery, insolvency, property, consumer, arbitration, and labor law. She is a certified mediator specializing in commercial disputes, empaneled with ICADR and the Ministry of Corporate Affairs. With a robust background in banking and finance, she advises institutions like NABARD, Indian Bank, and SIDBI, excelling in Insolvency and Bankruptcy Law, OTS settlements, and stressed asset management. Her corporate advisory role includes legal vetting, compliance, and dispute resolution for organizations such as TERI University and the Technology Development Board. As a trusted counsel for government bodies and PSUs like GAIL, NBCC, and RITES, she handles complex matters, including arbitration, tenders, recovery, and labor disputes. An experienced litigator, she regularly represents clients in the Supreme Court, High Courts, and tribunals. She leads a proficient legal team managing multi-dimensional cases and strategic settlements. Passionate about governance, she contributes as a trustee and governing body member in education and social sectors. Empaneled with numerous financial institutions and government undertakings, she remains a cornerstone of legal excellence and professional integrity.
CA Rajiv Singh, a fellow member of the ICAI, is a seasoned professional with extensive expertise in financial governance, valuation, and risk management. He served on the Board of Union Bank of India (2018–2021) as Chairman of the Audit Committee, contributing significantly to internal controls, fraud and risk management, valuation, treasury management, and customer service practices. Currently, he serves on the Board of Machino Plastics Ltd., a listed auto component company. A Certified Information Systems Auditor (USA), ICAI-qualified valuer, and registered valuer with IBBI, he is also a qualified independent director, having passed the IICA exam in 2020. As a founding member of an IBBI-recognized RVO, he has played a pivotal role in valuation education, serving as an adjunct faculty and course director at IICA. Rajiv was instrumental in developing India’s first Business Valuation Standards (2010) issued by ICAI and designing the valuation, forex, treasury management, and Master of Business Finance courses. He contributed to the development of IndAS-113 (Fair Value Measurement) as a member of ICAI’s Accounting Standards Board and is currently a member of ICAI’s Valuation Standards Board and ICSI’s Task Force on Banking & Finance. His expertise bridges academia, corporate governance, and financial innovation, making him a key contributor to the evolution of valuation and financial practices in India.
Greenfield projects are new ventures built from the ground up, often involving significant capital investments.
Loan restructuring is a process where a lender modifies the terms of an existing loan to make it easier for the borrower
to repay.
Agreement between borrower & lender where the borrower repays a portion of their outstanding loan in a lump sum to settle the debt.
A business unit sale involves the sale or disposition of a specific division or segment of a larger company
MSME Advisory refers to the provision of guidance, support, & assistance to Micro, Small & Medium Enterprises
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